Every injury affects your people, your productivity, and your insurance costs. At Melanie Hill Insurance Services, we help employers find hazards before they turn into claims and build safety programs your team will actually use.
We've spent more than a decade helping clients with safety and claims. We know what carriers look for and what drives your experience modification rate (X-Mod), and we know how to make safety part of the way your company works day to day.
Comprehensive Safety & Risk Solutions
Site Safety Assessments
Safety Programs & Policies
Safety Training
Loss Analysis & X-Mod Review
We walk your job sites, yards, plants, and warehouses with you. We identify hazards, check compliance gaps, and give you a clear, prioritized action plan. You won't get a binder that sits on a shelf.
We write and update the programs California employers need, including your Injury and Illness Prevention Program (IIPP), Heat Illness Prevention, and Workplace Violence Prevention plans. Each one is tailored to your operations and written so supervisors can put it into practice.
We offer OSHA 10-Hour and 30-Hour Construction Outreach courses, plus custom on-site training for employees and supervisors. OSHA 10 covers hazard awareness for workers, and OSHA 30 goes deeper for supervisors and anyone with safety responsibilities. Training is taught by an OSHA 500 and 510 certified trainer and built around the hazards your crews face every day. It's practical and engaging, and every session is documented for your records.
We review your loss runs and experience modification to find trends, cost drivers, and opportunities. Then we build a plan to lower claim frequency and bring your mod down over time.